Instant Payday Loans Lender 


Miss-Payday is an instant payday loans Lender (and Broker) in the UK and here for your short term loan needs. We aim to help you to get your same day payday loan needs met by providing you with a responsible loan following a simple online application for your convenience.

Our Team is small and family-centric and we treasure a close relationship with our Customers and also the Affiliates we work with. Our trusted Affiliates assist us in enabling a smooth, easy Loan Provider Service for you.

By family-centric, we mean that we are a family business that understands families. We know the financial pressures we all face.

Miss-Payday was founded in 2012 and so has had over a decade to perfect our Service to you. We do not operate out of a physical office, preferring to work entirely from home post-Covid but our loans are available 24/7.

The term ‘instant payday loans’ was first coined by us when we started out in 2012. It provides an image of speedy service which is what we have become known for since. Indeed, our feedback is very positive when it comes to making quick decisions about your loan application.

All Applications are online only and this does make for a faster process. Efficiency and no complicated questions or unnecessary tasks are our trademarks. We use our own bespoke in-house IT and System Decision Engines to ensure we can meet our speed goals.

Fast Payday Loans

At Miss-Payday we understand financial emergencies happen and became experts in providing fast loans directly to you. We have all been in a situation where emergency payments have to be made, payments such as vehicle repairs, children’s birthday gifts or emergency medical bills. In these cases instant payday loans are extremely helpful and can be really welcome when we need a little help to get us back on our feet.

Our service at Miss-Payday is transparent and guarantee’s you a fair deal and our entire focus is upon you, our customer and what we can do to ensure that you walk away happy with our Service.

We calculate the total amount that you will have to repay on your next payday and we show you all the figures clearly before you actually apply.

The interest to be paid back and the full cost are fully explained to you to make sure that everything is crystal clear. We never change the interest rate that we charge you.

Failing to honour the agreement is the only way in which your costs to us can increase but even in this unfortunate eventuality, should it arise, we would prefer to work with you and come to an arrangement that suits your financial status without any negative impact whatsoever.

Same Day Payday Loans 

When you apply for a loan with us, if approved, it is paid out on the very same day. No delay. If we fail to get our loan to you, the there will be zero interest charged; yes, a free loan.


All the loans provided through us accord to Data Protection and Consumer Credit guidelines and what this means is that you can be assured of our commitment to the latest GDPR Guidelines and Regulations as well as best practise for the provision of credit. We also protect your right to Privacy and our commitment to this is reflected in our Privacy Policy.

We are regulated and licenced by the Financial Conduct Authority and hold a consumer credit license No. 672828. Your Application with us today is protected against unlawful practices that would place you in an unfair position.

Legal and Address:

Please remember that Payday loans are designed for short-term financial assistance only. They are not intended or designed for long-term financial solutions and certainly not for the repayment of other loans. For long-term financial cash needs or loans consolidation, we recommend you seek a Financial Advisor. Customers with severe credit difficulties should seek credit counselling. is a Trading Style of The Quick Loan Shop Ltd which is registered in England and Wales. Our Registered Number is: 08046177 and our Registered Address is: 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ. Miss-Payday consumer credit activities are licensed by the FCA under Consumer Credit License Number: 672828.

Loans are only available to over 18’s and are subject to status. Note, you must have a UK Bank Account and you must be a UK Resident.

Our Data Protection Act 1998 No. is Z3251194