Our Payday Loan Direct Lender Service

Miss-Payday.co.uk is a payday loan direct lender. It is what we do! Our Expertise and Speciality. You know that when you apply with us, we will provide you with the best and most trusted payday loan experience and service that you demand.

When we receive your Application, we first check your eligibility to apply as follows:
1. UK Resident.
2. Over the age of 18 years.
3. Have a UK Bank Account.
4. Do not have any other Payday Loans with another Lender.

Following this, we perform our own internal review of your Application to ensure that you are able to meet the repayment terms of your loan without any undue hardship. If successful, you will not be subject to a Broker Service and will receive your loan directly from us.
The loan will be funded the very same day – usually, the same hour – which means you can apply and receive your loan while you are out shopping or wherever you need it most.
Because we are a Direct Lender, your entire Application process is free of any fees. We do not charge you for applying and therefore you will avoid any Broker Fees by submitting an application to us.

Bad Credit History for Payday Loans

As one of the UK’s most recognised and best Lenders, we know that it is all to easy to find ourselves in a cycle of debt that results in a bad credit history being formed. As such, we have positioned ourselves to specifically help those who have once had a poor financial history but are now wanting to repair that and improve their credit history.
All loan Applications will be considered, you do not need to worry if your credit history is too bad.

Continuous Payment Authority Service for Payday Loans

We also do not use the Continuous Payment Authority service. We rely upon you making your due payment or payments at your discretion. This puts you in charge and you do not have to worry about a Direct Lender removing monies from your account when you are not ready for them to do so.

Credit Reference Agencies for Payday Loans 

We do not use 3rd Party Credit Reference Agencies. All Applications are thoroughly reviewed in-house which means that when you apply with us, it is essentially subject to only a ‘soft search’ and no mark is left on your Credit Files with any of the Credit Reference Agencies.

Regulation for Payday Loan Lenders

As a Lender in the Consumer Credit Sector, we are regulated and authorised by the Financial Conduct Authority following an extensive approval criterion to ensure that we work in the best interests of the British Public.
Our procedures and loans are designed to provide you, the Customer, with the very best service.

Direct Payday Loan Lender means no Broker Fees 

Since we provide loans ourselves, we do not rely upon a fee from a Broker Service. As such, we do not have any Broker fees which saves you paying for a service that may or may not result in your getting a loan.

Your preferred Direct Payday Loan Lender

So why use Miss-Payday.co.uk as your preferred Payday Loan Lender?
1. We are a Payday Loan Direct Lender.
2. We do not charge any fees.
3. We do not use the Continuous Payment Authority service.
4. We accept Applicants with a Bad Credit History.
5. We do not use 3rd Party Credit Reference Agencies. We make all Lending Decisions internally.
6. We are Regulated and Authorized by the Financial Conduct Authority.
7. We are Members of the Consumer Credit Trade Association and subscribe to the Good Practice Charter.
8. We do not charge any Broker Fees.