To Repay On:
Tue May 17 2016
Apply Online for a Payday Loan
At some time in our lives most of us have a need for an instant payday loan. At Miss-Payday, we are here to help you with any emergency short term loan that you may need. We are understanding Short Term Loan Lenders in the UK and our application process is simple. All you need to do, is apply online for a payday loan by completing our Application Form, press Submit and we will get back to you quickly with our answer.
Miss-Payday is a transparent, registered payday lender with no hidden costs or fees.
Short term loans from a Direct Payday Loan Lender in the UK
Compare our Loans against other Lenders Online at LENDERSEEKERS
- No hidden costs
- Comparatively cheap payday loans
- No additional fees
- Registered in the UK
- Our transparent policy always indicates the total amount repayable
- We always give you our payment deadlines
- Free application
- Loans from £100 – £500
The online short-term loan application is easy and quick to complete and, if approved, you would normally receive your funds on the same day that you apply. Application for our payday loans is free or any fee whatsoever.
Short term loan
As a registered and reliable direct payday loan lender in the United Kingdom, we have a policy of transparency which means we always give you the total amount that has to be repaid by your next payday. We will provide you with all your deadlines for repayments so that you do not end up with unexpectedly high repayments due to delayed payments. If you are unable to repay on time, please discuss this with us, we are sure we can work out a solution with no additional charges.
We do understand that the APR percentages look high but at Miss-Payday we would like to help you understand what APR percentages mean: given a Representative APR of 1296.7 %, an example shows that if you borrow £100 until your next payday, the total repayable cost including interest is £124, which is actually an interest rate of 0.8% per day, giving an interest amount of £24 which must be paid back 30 days later. Basically, for every £100 you borrow, you pay us back £24 in interest charges and nothing more. Not so bad at all then, in reality.
The short term payday loans we provide are direct from Miss-Payday. Please note that as a licensed payday lender in the UK we only offer loans to customers who work and live in the United Kingdom and who also have a registered bank account in the UK.
The rules in the UK stipulate that you must be over 18 years of age. You do not have to be a home owner nor do you have to possess a completely clean credit rating.
Payday Loans in the UK
Miss-Payday only operates online. Please do not phone in since all applications have to be completed and accepted via a safe, secure online form. An online account allows customers to manage payday loans at any time of day. When your payday is due we rely upon you to make your repayment including interest charges on time since we do not take repayments from your account ourselves. If the loan cannot be paid back on time we urge you to contact us immediately. Sometimes Miss-Payday can offer extensions to clients who are having problems paying back the loan albeit only a maximum of two. Please understand that unless you have spoken to us in advance concerning an inability to meet a repayment deadline, we may have to charge a late fee. Loans should only be extended under very exceptional circumstances, so please do take this into account.
We are committed to good industry practices and are a completely trustworthy, transparent service. We abide by advisory guidelines as set out in the ‘Good Practice Customer Charter”. We offer information and advice regarding short term payday loans should you have any questions. We also advise our customers about independent organisations such as the Citizens Advice, Consumer Credit Counselling Service and the National Debtline. Our dedicated customer care team are always available to help you and talk to you about anything, anything at all. 🙂
Representative APR 1269.7% (variable)
- Borrow £100 for 30 days
- Amount payable: £124
- Interest £24
- Interest rate: 300% p.a.
Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
Please Remember To Be Responsible With Your Borrowing:
We strongly encourage that you only agree to a loan and the terms in which you are comfortable repaying.
Payday loans are designed for short-term financial assistance. They are not intended or designed for long-term financial solutions. For long-term financial cash needs we highly recommend seeking the advice of a professional financial advisor.
Still unsure? Compare our Payday Loans with other Lenders online using this Price Comparison Website by clicking the link: LenderSeekers
Miss-Payday.co.uk is a Trading Style of The Quick Loan Shop Ltd which is registered in England and Wales. Registered Number: 08046177 Registered Address: 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ. Miss-Payday consumer credit activities are licensed by the FCA, Consumer Credit License Number: 672828 Loans are only available to over 18’s and are subject to status.
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